Smart Decision StudioNational Benchmark: ₹14,485/g (24K)

What are you doing with Gold today?

🛍️ Buying Jewelry

Calculate exact counter price with Making Charges + 3% GST

🏦 Getting a Loan

Check maximum RBI LTV cash borrowing limit against weight

⚖️ Checking Purity

Compare 24K, 22K, 18K and 14K real melt valuation formulas

Daily Market Pulse

Market Sentiment & Price Dynamics

Trend: Bullish (Price Rising)

(+₹14485/g)

Jewelry Billing Simulator

Estimate Your Final Jewelry Shop Counter Bill

Jewelers add making charges and GST on top of gold prices. Calculate the true out-of-pocket cost before visiting the showroom.

Jewelry Weight (Grams):

Select Carat:

Making Charges (%):12%

Final Estimated Bill

₹0

Raw Gold Value:₹0

Making Charges:₹0

3% Mandatory GST:₹0

🏦 LTV Benchmark Tool

Gold Loan Eligibility Calculator

Estimate maximum borrowing value against your physical gold based on regulatory Loan-to-Value (LTV) limits.

Net Gold Weight (Excluding Stones/Gems)In Grams

Gold Purity (Carat)

22K

91.6% Pure

24K

99.9% Pure

18K

75.0% Pure

Loan-to-Value Ratio (LTV)70% LTV

50% (Conservative)75% (RBI Max Limit)

Expected Interest Rate (% p.a.)Typical: 9% - 12%

Estimated Eligibility

₹0

Max sanctioned loan amount based on selected LTV.

Total Gold Market Value:₹0

Required Safety Margin:₹0

Est. Monthly Interest:₹0 / mo

Note: Lenders evaluate loan amounts strictly on net gold weight (excluding stones, enamel, or heavy clasps). Processing fees (0.25% - 1%) may apply at disbursal.

Carat Converter & Purity Matrix

Instant valuation formulas side-by-side based on exact gold purity content.

Target Weight:

Grams

24K Pure99.9% Pure

Formula: 24/24 × Rate

Calculated Value:

₹1,44,850

22K Standard91.6% Pure

Formula: 22/24 × 24K Rate

Calculated Value:

₹1,32,779.2

18K Hallmarked75.0% Pure

Formula: 18/24 × 24K Rate

Calculated Value:

₹1,08,637.5

14K Casual58.5% Pure

Formula: 14/24 × 24K Rate

Calculated Value:

₹84,740

Regional Market Centers

Navigate directly to state-specific gold benchmarks and local city hubs.

MumbaiPrimary Bullion Hub

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ChennaiHigh Retail Demand

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DelhiNorth Trade Center

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BengaluruTech & Retail Center

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KolkataTraditional Crafting Hub

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HyderabadMajor Jewelry Market

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Historical chart representation of Gold Rate in India

Estimate maximum borrowing value against your physical gold based on regulatory Loan-to-Value (LTV) limits.